Postal Savings Book: What You Should Know (And That No One Ever Told You)
What is a Postal Savings Book?
The postal savings book is a savings instrument issued by Cassa Depositi e Prestiti (CDP) and distributed by Poste Italiane. It can be either ordinary or smart, depending on the features requested.
It is guaranteed by the Italian government, has no opening or management costs, and is very simple to use: you can deposit or withdraw money at any time, at the post office or via an app/postamat, depending on the version.
The Most Popular Benefits
No management costs
Government guarantee
No risk of capital loss
Immediate availability of money
Can also be used by minors
On paper, the postal savings book seems like the perfect haven for your money. But there are important details that few people talk about.
A postal savings account can be useful if:
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